Terms and Conditions of Verified by Visa Service
Welcome and thank
you for choosing to use the Verified by Visa authentication service ("Verified by
Visa"). Before using Verified by Visa, please thoroughly read the terms and conditions
of Verified by Visa carefully. In the event that you are disagreeable and unacceptable
to the terms and conditions specified hereunder, please discontinue to access the
Verified by Visa and this web page. The "Issuer" referred herein shall mean the
financial institution where issued your credit card. The words "we", "us" and "our"
referred herein shall mean the Issuer and its suppliers who provide a card processing
and web-hosting services; and "you," "your," or "yours" referred herein shall mean
the user of Verified by Visa.
The terms and conditions
of Verified by Visa shall be deemed as supplementary terms and conditions to and
as an integral part of Issuer's cardholder agreement(s); executed between you and
the relevant Issuer ("Cardholder Agreement"). Therefore, in addition to the terms
and conditions hereof, any transaction transacted by you through Verified by Visa
is also subject to the relevant Cardholder Agreement only to the extent not being
contrary to the terms and conditions hereof.
1. ACCEPTANCE
OF TERMS AND CONDITIONS
a.
Verified by Visa provides its service to you, subject to the following terms and
conditions of service ("TOS"); and the Cardholder Agreement governing any transaction
transacted by you through Verified by Visa only to the extent not being contrary
to the TOS. The TOS is always subject to revision and/or change and/or alteration
and/or amendment, and/or update by us from time to time without notice to you. Use
of the Verified by Visa constitutes your acceptance of TOS. In addition, when using
Verified by Visa, you shall be subject to any guidelines or rules determined by
Visa International (Asia-Pacific) Ltd. and also applicable to Verified by Visa that
may be posted from time to time on the website of Visa International (Asia-Pacific)
Ltd.
b.
You agree that a determination of Verified by Visa account password, and/or use
of Verified by Visa will represent your acceptance of this TOS, and your continuing
use of Verified by Visa after revisions and/or change and/or alteration and/or amendment
and/or update to this TOS and/or any relevant posted guidelines or rules shall constitute
your agreement and acceptance to such revised and/or altered and/or amended and/or
updated TOS and/or any relevant posted guidelines or rules.
c.
Unless otherwise explicitly stated herein, any new features of Verified by Visa
that may constitute any augment, enhancement or otherwise change to Verified by
Visa shall be subject to this TOS. Such augment, enhancement or change to Verified
by Visa shall not impair this TOS and this TOS shall be still effective.
d.
The Issuer reserves the right; at any time and from time to time; to modify, suspend
or discontinue, whether temporarily or permanently, providing Verified by Visa (or
any part thereof) without notice.
2. DESCRIPTION
OF Verified by Visa
Verified by Visa
provides you by a way of increasing security, by reducing the chances of fraudulent
online transactions and/or other transactions transacted by you through Verified
by Visa. In registration for Verified by Visa, you are required to provide your
personal information to us, which is then used to confirm your identity in connection
with your online transactions and/or other transactions transacted by you through
Verified by Visa, as discussed in more detail in Section 5 below. Verified by Visa
may be used for any relevant recording, keeping and reporting purposes, as well
as resolving any transaction disputes. Your Registration Data, as defined in Section
3, and other personal information shall not be shared with any merchants, as described
in more detail in Section 6 below.
3. YOUR REGISTRATION
OBLIGATIONS
You agree to (i)
provide us for true, accurate, current and complete information about yourself and
fill in such information on Verified by Visa's registration form ("Registration Data"),
and (ii) always maintain, from time to time update the Registration Data in order
to enable us to keep your information as true, accurate, current and complete Registration
Data. If you provide any Registration Data that is untrue, inaccurate, not current
or incomplete, or if we have reasonable grounds to suspect that your Registration
Data is untrue, inaccurate, not current or incomplete, we have the right to suspend,
terminate, or refuse your current or future use of Verified by Visa and/or your
card account. You hereby agree and accept that such suspension, termination, or
refuse by us to your current or future use of Verified by Visa or your card account
shall not cause any responsibilities and/or liabilities against us and you
shall not raise such suspension, termination, or refuse to be a cause of
your loss and/or damage.
4. REGISTRATION
a.
In order to verify the authentication of your using Verified by Visa, you herby
agree and accept that you are compulsorily required by us to provide your information
for us which such information shall enable us to verify that you are the owner of
or the authorized user of the specified credit card(s). Such provided information
shall be accurate to your latest credit card information maintaining in our record
and/or in any our relevant system. For the purpose of the above-mentioned verification,
you hereby authorize us to make such verification by the method as we deem appropriate.
b.
If you are unable to provide adequate
information for us to verify your identity, we shall not allow you to register for
using Verified by Visa. You hereby represent and warrant that the Registration Data
and any information provided by you for the purpose hereof are true and accurate.
Whereupon your Registration Data and any information have been verified and approved
for the relevant transaction, you are entitled to use the credit card(s) which you
have registered for using Verified by Visa.
c.
If you are not able to accomplish your registration for Verified by Visa, the merchant
always reserves its right not to accept your Visa credit card in payment for any
relevant transactions and/or goods and/or services
transacted and/or buy and/or apply by you under Verified by Visa.
d.
In order to use Verified by Visa, you must have the legal capacity to access the
relevant website and must pay us for any service fees and/or any other fees associated
with such access. In addition, you must have the necessary equipment to make such
access to the relevant website, such as a computer and/or modem and/or other access
device.
e.
In the event that you have a question regarding the Verified by Visa registration
process or a transaction using Verified by Visa, you should direct that question
to
5. AUTHENTICATION
a.
During
registration in Verified by Visa, you may be asked to select and/or may be provided
a password and hint-and-response question and answer. When engaging in an online
transaction or other form of transaction for which Verified by Visa is used, you
may be asked for your Verified by Visa password or hint response before the merchant
will accept
b.
By
registering in Verified by Visa, you assent to the use and the method of Verified
by Visa to evidence your authenticated identity; and hereby certify the accomplished
transactions authorized and approved to transact by Verified by Visa prior to return
to the regular interval
6. CARDHOLDER
PASSWORD AND SECURITY MEASURE
You are solely responsible
for maintaining the confidentiality of your password, Registration Data and other
verification information established by you with Verified by Visa, and all activities
which occurred as a result of using your password, Registration Data or other verification
information supplied to or established by you with Verified by Visa. You agree not
to disclose, transfer or sell your use of, or access to, Verified by Visa to any
third party. You agree to immediately notify us of any unauthorized use of your
password, Registration Data or other verification information, or any other violation
of security measure. You acknowledge and agree that, except as otherwise provided
by applicable law or in the Cardholder Agreement, we shall not be liable for any
loss and/or damage arising from your failure to comply with this TOS.
7. PRIVACY OF
REGISTRATION DATA
(a)
We shall store
(b)
You acknowledge and agree that your Registration
Data provided for Verified by Visa may be disclosed by us (a) only to the
extent required by applicable laws and/or by applicable regulations and/or orders
of any regulatory authorities and/or The Bank of Thailand; or (b) as reasonably
necessary for us to enforce this TOS. You hereby agree and accept that such disclosure
by us shall not cause any responsibilities and/or liabilities on our part.
8. YOUR CONDUCT
You agree not to:
i.
impersonate any person or entity for using Verified by Visa;
ii.
upload, post, email or otherwise transmit any material that contains software viruses
or any other computer code, files or programs designed to interrupt, destroy or
limit the functionality of any computer, hardware, software or other telecommunications
equipment used by Verified by Visa;
iii.
any activities to damage the Verified by Visa Website or service;
iv.
modify, adapt, sub-license, translate, sell, reverse engineer, decompile or disassemble
any portion of the Verified by Visa Website or service or the software used in connection
with Verified by Visa;
v.
remove any copyright, trademark, or other proprietary rights notices contained in
Verified by Visa;
vi.
"frame" or "mirror" any part of the Verified by Visa Website or service without
Visa's prior written authorization;
vii.
use any robot, spider, site search/retrieval application, or other manual or automatic
device or process to retrieve, index, "data mine," or in any way reproduce or circumvent
the navigational structure or presentation of the Verified by Visa Website or service
or its contents;
viii.
otherwise interfere with, or disrupt, Verified by Visa or servers or networks connected
to Verified by Visa, or violate this TOS or any requirements, procedures, policies
or regulations of Verified by Visa or of any networks connected to Verified by Visa;
or
ix.
intentionally or unintentionally violate any applicable local, state, national or
international statute, regulation, regulatory guideline or judicial or administrative
interpretation, or any rule or requirement established by Visa (all of which shall
constitute "Applicable Regulation") in connection with your use of Verified by Visa.
9. LIABILITY
a.
Under no circumstances we will be liable for consequential, incidental, special
or indirect losses or other damage, such as any damage to your computer or
telephone service resulting from your use of Verified by Visa and etc.
b.
We assume no responsibility for, and will not be liable for, any damage to, or any
viruses which may affect, your computer equipment or other property on account of
your access to, use of, or downloading from this website.
10. TERMINATION
a.
If you want to terminate your using Verified by Visa, you must call BBL customer
service center or log in to our website so that your password and Registration Data
maintained with Verified by Visa shall be deactivated. Any purchases of goods and/or
services which you made by using Verified by Visa prior to deactivation will not
be affected.
b.
We always reserve our right to temporarily or permanently deactivate your access
to use Verified by Visa. We always reserves our right to terminate rendering Verified
by Visa to you at any time, with or without fault on your part. As security measure,
we are entitled to automatically deactivate your access to use Verified by Visa,
if Verified by Visa is not used by you at least one time during any six (6) months
period. If we deactivate your access to use Verified by Visa, we may give you notice
at the most current e-mail address which you have provided us as reflected in our
records.
11. DEALINGS WITH
MERCHANTS
Your correspondence
or business dealings with, or participation in promotions of, online retail merchants
or other type of merchants where business dealing transacted on or through Verified
by Visa, including payment and delivery of related goods or services, and any other
terms, conditions, warranties or representations associated with such business dealings,
are the matter solely bound between you and such relevant merchant. You agree that,
except as otherwise provided by Applicable Regulation or in our Cardholder Agreement
with you, we shall not be responsible or liable for any loss or damage of any sort
of loss or damage incurred as the result of any such business dealings. You understand
that use of Verified by Visa does not, in any way, indicate that we recommend or
endorse any merchant, regardless of whether or not such merchant participates in
Verified by Visa . For example, Verified by Visa does not verify the identity of
the merchant or the quality of the merchant's goods or services, etc.
12. DISCLAIMER
OF WARRANTIES
a.
You expressly understand and agree that any software obtained through the use of
Verified by Visa is downloaded and used at your own discretion and risk;
and that except as otherwise provided in this TOS Agreement, you shall be solely
responsible for any damage incurred to your computer system or loss of data that
results from the download or use of any such software or other materials through
Verified by Visa.
b.
EXCEPT AS OTHERWISE REQUIRED BY ANY APPLICABLE STATE LAW, WE MAKE NO REPRESENTATIONS
OR WARRANTIES ABOUT Verified by Visa OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING
ANY WARRANTIES AS TO MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.
13. NOTICE
Notices to you regarding
to (a) the terms and conditions of Verified by Visa, (b) your accounts maintained
with us or (c) your credit cards issued or otherwise provided by us; may be made
either via email or regular mail to the address that you have provided us.
14. AGE AND RESPONSIBILITY
You agreed that you
have your legal capacity; and you are of sufficient legal age to use Verified
by Visa and to create legal binding against any obligations and/or liability you
may incur as a result of the use of Verified by Visa. Except as otherwise provided
by Applicable Regulation or in the Cardholder Agreement, you agreed that you are
financially or otherwise responsible for all uses of Verified by Visa by you and
those authorized by you to use your Registration Data, your password or other verification
information.
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